Stop applying to lenders one at a time and getting declined. We submit your profile to our entire network of 20+ lenders who specialize in all credit situations — and find the one most likely to approve you. Results subject to lender approval.
Check Your Approval — Free
One submission. 20+ lenders. No hard credit pull to start. O.A.C.
Banks offer you one rate. We shop your entire profile across 20+ lenders simultaneously — so you get the best possible outcome with a single application.
Fill out our short, secure online form. Takes under five minutes. No hard credit inquiry just to apply. Your data is encrypted and protected.
We send your profile to our entire network of lenders who specialize in all credit situations. They compete for your business — not the other way around.
A specialist presents the best offer available for your profile. You review it at your pace, with zero pressure and zero obligation to proceed.
Going directly to a bank means one decision, one rate, one shot. Going through Auto Finance Brokers means your profile reaches 20+ lenders at once — maximizing your chances regardless of your credit history.
We work with lenders who specialize in non-prime and sub-prime lending — including past bankruptcies, consumer proposals, and thin credit files. O.A.C.
SSL-encrypted submission, confidential review, and we never share your personal information with non-lending third parties without your consent.
Most applicants receive a response within 24–48 business hours. In many cases, same-day contact from a lending specialist is possible.
Headquartered in Ontario with lender relationships across Canada — whether you're in Toronto, Ottawa, or a smaller community, we can help.
We disclose our role as a broker upfront. We are not a lender. Our service connects you with lenders — we do not make credit decisions or set interest rates.
Real people, not bots. Once matched, a lending specialist handles your file personally and answers your questions throughout the process.
"I applied to my bank and two dealerships and got turned down all three times. I found Auto Finance Brokers and filled out one form. Within 24 hours I had two offers on the table. I couldn't believe the difference. Should have done this first."
"Self-employed with a spotty credit history — I knew I wasn't a typical applicant. The broker approach made total sense. They found a lender who understood irregular income. The specialist was upfront about everything. No surprises, no runaround."
"8 months after my bankruptcy discharge I thought I was stuck. Auto Finance Brokers found a lender in their network who specifically works with post-bankruptcy applicants. The rate wasn't perfect but it was fair and I'm rebuilding my credit now."
* Testimonials are illustrative examples only and are not verified reviews. Individual results will vary. Approval is subject to lender criteria. O.A.C.
Submit once. We send your profile to 20+ lenders simultaneously and bring you the best available offer. Free, fast, and no obligation to proceed. O.A.C.
