We connect Ontario residents with lenders who specialize in all credit situations. Apply in under 60 seconds and receive options — fast.
Takes less than 30 seconds
Three simple steps to get behind the wheel
Fill out our quick form with your basic details. It takes under 60 seconds — no commitment required.
We review your profile and connect you with lenders in our network who work with your specific credit situation.
Once approved by a lender, choose your vehicle and finalize the terms. It's that straightforward.
Our lending partners specialize in helping Ontarians who've been turned down elsewhere. Subject to lender approval.
Discharged or undischarged — lenders who look beyond past filings.
Active or completed proposals considered by our financing partners.
No Canadian credit history? Programs exist for newcomers to build credit through auto financing.
Non-traditional income? Our lenders work with various proof-of-income documents.
Your score isn't the full picture. Lenders evaluate your complete financial profile.
Past payment difficulties don't have to stop you. Our network includes lenders for these situations.
Complete your details for a more thorough lender match. Takes under 2 minutes.
Real stories from Ontario residents we've helped. Names changed for privacy; these are example testimonials.
"After my bankruptcy, I thought I'd never finance a car again. Auto Finance Brokers matched me with a lender in 24 hours. I'm now driving a reliable SUV."
"I'm new to Canada with no credit history. They found me a program designed for newcomers and I was able to get my first car within a week."
"The multi-step form was so easy. I did it on my phone during lunch. Got a call the same afternoon with real options — no pressure at all."
Yes, we work with a network of lenders who consider all credit situations, including low credit scores, past bankruptcy, and consumer proposals. Approval is always subject to lender criteria.
No. We are not a lender. Auto Finance Brokers is a brokerage service that connects applicants with financing partners across Ontario. We do not make lending decisions.
Submitting an inquiry through our site does not affect your credit score. A credit check may be performed by a lender once you proceed with a formal application.
Most applicants receive a response within 24 to 48 hours. In many cases, we can match you with options the same business day.
To get started, you only need your name, contact information, and basic employment details. Additional documentation (such as proof of income or ID) may be requested by the lender during the approval process.
Yes, we serve applicants across Ontario, including Toronto, Ottawa, Mississauga, Hamilton, Brampton, London, Kitchener, Windsor, and all surrounding regions.
Absolutely. We work with lenders who have programs specifically designed for newcomers to Canada, even without an established Canadian credit history.
There is no fee to submit an inquiry or application through Auto Finance Brokers. Our service is free for applicants. Lender rates and terms will be disclosed during the approval process.
Take the first step — it's quick, secure, and there's no obligation.